Mr. Cormac McCarthy:

I'm sorry Senator, if the question is what my response to that is, as I said at the outset, the reply to that letter has been submitted to the inquiry and unfortunately, the nature of the engagement was such that a lot of those matters that arose could have been dealt with at the time of the review. We replied in full to that letter on 22 July. The response to that ... I mean if it serves I'm happy to go through each individual one, but we responded to each individual point that the regulator made and in some, in some occasions the assessment and the comment were wrong. We accepted some of their findings, I mean I said at the outset that we definitely made mistakes but a great deal of what was in that letter from the regulator was responded to and answered and following that, there was no further communication from the regulator so I don't know how best to deal with this, other than to say there is a very full lengthy response to that letter included in the papers we have submitted, which deal with most of those questions.