Mr. Richie Boucher:

I think it would be an example of us bringing more focus, probably more marketing to it, whether it was Anglo or Bank of Scotland, yes. I think I'd probably just mention again, Deputy, you know, we restructured the corporate bank at that time. We had a lack of focus on family owned, large businesses. I brought in people from Ulster Bank to specialise that and I with the ... I recommended a restructure of the group and that's what we did but, certainly, we did compete with Anglo at the higher end ... corporate property market.