Mr. Richie Boucher:

So we said ... so what we tried to do for ourselves on the board ... we'll do it to a much more sophisticated level and we said, "Let us presume that this was to happen or could happen; what would be necessary for us to do?" I'm not sure did we identify that ... let us presume it's a bank. I think the management, because I was involved in that presentation, decided, "Let's not get into a debate as to who it might be, let us just make a presumption that not ourselves, not AIB, but one of the large Irish banks goes bust and [you know] what would be the actions we need to contemplate."