Mr. Richie Boucher:

But if I got ... what I was really trying to say is that we might have thought we were ... we might have thought that our practice, our policies, were better. We knew there was a large lot of lending going on. We went along. Could we have left before midnight? Could we have left at 11 o'clock? Could we have left before the bar really opened? Yes, we could have. You do get caught up in things. That was the ... it was a ... I don't know what the word is, a mis-chosen analogy.