Mr. Richie Boucher:

Well, I think if I go back to my testimony on NAMA, and the verifications by NAMA is the level of discounts that we suffered and incurred on documentary issues in terms of transferring €9.9 billion loans, were very low. So, like, in that context, we suffered about €20 million. I think roughly half of that was in relation to specific transaction. We had a considerable dispute with NAMA as to whether or not we agreed with that. They made the rule and took that. So as a factual matter, as a matter of fact, from Bank of Ireland's perspective, the level of discounts we suffered in transferring loans to NAMA, or that NAMA imposed on us, was extremely low.