Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Okay. In addiction models, there's a term called euphoric recollection and what euphoric recollection is when somebody is in danger of falling off the wagon and to engage in behaviours that were damaging to them in the past, that they recall their addiction in positive terms, euphorically, hence the term euphoric recall. Is there a danger in Ulster Bank, to your mind, or in the banking sector at large, that the type of mindset that was there, back before 2007, could be engaged in, in terms of euphoric recall again?