Mr. Richie Boucher:

I think it was ... I mean, practices have changed, policies have changed, the world has changed very substantially as to what it is now and what it was then. I think that people genuinely felt that they were getting sufficient information. As it transpired, they weren't. So I don't think there was a conscious decision not to seek information. I think that there was less ... there was less focus on the understanding of risk. I think that was absolutely clear.