Mr. Cormac McCarthy:

We had to get an increase in the inter-group limit that we had from Royal Bank of Scotland. So we would have had a funding limit approved by the Financial Services Authority that ... which would have governed the amount of money that Royal Bank of Scotland could lend to Ulster Bank, so as soon as the guarantee came in we had to get that increased because the only place at the time we could get funding that we'd lost was from Royal Bank of Scotland-----