Mr. Cormac McCarthy:

Yes, Deputy. We had a number of meetings during the course of October in an effort to try to reach an accommodation or a situation where we could avail of the guarantee. We submitted quite a number of documents, board meetings in the main and added papers ... that Ulster Bank board meetings where this discussion took place. And, as I said, ultimately, we made our best effort but it wasn't possible for us to avail of the guarantee in time. So some time, you know, in late October, we ... we ceased and desisted from trying to do that. That said, at the same time ... you know ... the bailout of the UK banking system had brought some measure of stability, although we were still challenged. And we still would have liked to get into the guarantee ... it just was not possible for us to do so.