John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

I want to ask you firstly in relation to the relationship between Ulster Bank in the Republic and your parent company. Did the ability, and it was touched on by previous speakers, to borrow from your parent company, did it allow you to expand your loan book at a faster rate than if you were relying on funding from other, third party funding sources?