Mr. Cormac McCarthy:

I can't recall - the process would have been the group policy committees, that RBS members sat on, would have sight of these. There were independent directors on our boards, so it was agreed that they would have oversight and in some cases the board of Ulster Bank Limited would have regulatory conversations and issues brought to it and there were Royal Bank of Scotland members on that, so but to the extent a detailed matter like this would have been escalated right up to the top of RBS, I'm not sure, Deputy.