Mr. Cormac McCarthy:

Well, we would've had to have full details. So, in that particular case, because again I have cited the reply to that letter which has been submitted to the inquiry, the facility would've been granted subject to there being a referral of the ultimate drawdown. So it wasn't a case that there was a wallet or envelope available, irrespective of what the credit was. So when the ultimate drawdown would've come to the bank, there would've had to been an appropriate authority and review that that particular amount was relevant and appropriate and would've had to have been approved. So what this was a facility ... a general facility approval, that again, would've had to go through the process subsequently based on the information that would've been provided on the individual date.