Mr. Cormac McCarthy:

I wasn't, Senator. But, you know, I once ... there had been liquidity stresses in the system, but when Lehman's collapsed it clearly was exacerbating. Hence my calls to the regulator to try and assess if there was ... you know, if there were matters afoot or if there was something I needed to know, etc., and to reassure the regulator that Ulster Bank was conscious of its obligations. But I was unaware of those two institutions' situations.