Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

This document is from 9 November 2004. So I just want to read out a couple of bits from it:

The Property Market in the Republic is shaped and controlled by less than 100 key players. In the past 5 years we have under performed in this top end market, which has been dominated by Banks with specialist property units, most notably Anglo Irish Bank. [...] A dedicated property unit is being established in Corporate that will be responsible for managing relationships with total group exposure in excess of €30m.

Whose initiative was that new unit?