Mr. David Duffy:

I think that those ... that restructuring plan was to receive approval for the going forward plan and, as part of that, the team had to contribute the views from risk, etc., as to what they thought had changed versus the past in terms of reasons why we might have failed. So I wouldn't disagree with any of the comment in there. I was quite happy with that report to be submitted or that proposal to be submitted to the European Commission.