Mr. Eugene Sheehy:

Well, we were still in reasonable position five or six weeks out and we had not used any of the other mitigants. For instance, we could have got all our mortgages and turned them into self-funding assets. We could have sold down our corporate loans, probably taken a loss on it. It is speculative to say how long. I would say months and months and maybe over a year. But I do not know, it would depend, it is pure conjecture.