Marc MacSharry (Fianna Fail) | Oireachtas source

Okay, I have to move on as I have 2.4 minutes left, not including the leniency that you gave Mr. Doherty there ... so whatever I get for that.

In terms of the interaction with the regulator and the loan-to-values, Mr. Buckley you mentioned earlier on, and I'm quoting, "applicants who are in a special place" ... for example ,you said they may have got help from family and so on, so were there any developers or commercial customers that were ever in a special place, to use your own word?