Mr. Eugene Sheehy:

From 15 September onwards, i.e. the Lehman bankruptcy, everything got worse. Prior to that I would say, you know, the market was tightening but it was ... we were able to get, you know, adequate funding and we had a good ... as I say, we always had a good piece of leeway in front of us because you know the liquidity hurdles that we ... there was two regulatory hurdles. We were comfortable there.