Michael Creed (Cork North West, Fine Gael) | Oireachtas source

I wish to ask a question about competition in both jurisdictions. It is true to say, to an extent, that competition in the Republic stems from banks that are exiting, at one stage or another, very difficult circumstances. All of them are trying to correct their balance sheets and nobody is going to rock the boat too much. I suggest that competition is much more aggressive in the UK market.