Stephen Donnelly (Wicklow, Independent) | Oireachtas source

Let us talk about that. The expert review on repossessions states the following as Government policy:

The Government’s paramount objective in the context of resolving the mortgage arrears problem is to keep borrowers in their homes wherever feasible; repossession of private residences is a last resort when all other options have failed. The statutory and regulatory frameworks have already been strengthened in order to achieve this objective.

Two weeks ago I spent the morning in Bray Circuit Court. One of the repossessions granted was sought by Bank of Ireland. The lawyer representing the bank admitted in court that repayment had been made the previous month. My understanding is that the amount was above the level of interest. The payments of the mortgage were occurring and mortgage arrears had built up in 2014. I know Mr. Boucher does not have the specifics of that case in front of him and he cannot comment on it yet it appears blindingly obvious that Bank of Ireland is moving to repossess houses when all other options have not been exhausted and when borrowers are making payments. What does Mr. Boucher say to that?