Stephen Donnelly (Wicklow, Independent) | Oireachtas source

That is fine, but the statistics say nothing for the tone and the cause. They show the outcome. A perfectly reasonable response is that borrowers are signing on the dotted line because they are scared of Bank of Ireland in a way they are not scared of the other banks because they consistently see it operating in a much more aggressive manner. We do not know. That is the realm of speculation. What is not speculation is that any Deputy, or anybody working to help borrowers, will consistently single out Bank of Ireland, which has a proud tradition in this country, from the main banks – I am not talking about the sub-prime lenders who do not always act responsibly - and use words such as “aggressive”, “unreasonable” and “deplorable”. What does Mr. Boucher say to that?