Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

Bank of Ireland got off to a great start here, with a positive presentation. However, it is now saying it will chase up homeless people. I am amazed it would not leave homeless people alone. Does it not think homeless people have enough trouble, without following them for negative equity? I take it as a "yes" that it will follow up on them, because it cannot say it does not.

On the bank finances, impairment is a significant issue. In the accounts for 2014, how much of a write-back was there in terms of previous impairments? Obviously, the bank has been taking a prudent view each year and as values have improved and the number in default has decreased, I presume it has been able to write back some of what had previously provided for? What is the figure for that?