Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

I acknowledge that but I must press my point that we need more houses to be built and finance to do that. In the Dublin area and other cities, I have seen many cases where there is a demand for housing but it is not being met by the banks. It will be to the benefit of the banks’ shareholders to complete the circle.

How would reducing the bankruptcy term from three years to one year affect Ulster Bank’s balance sheet?