Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

I want to be positive. I thank Ulster Bank for its announcement about not chasing people in negative equity who would be eligible for social housing. If we could get a number of other banks to do the same, we would be very pleased. I acknowledge that positive move.

New mortgage holders, who have never had a mortgage in their life before will be penalised by the mortgage rate for the next 30 years because of what happened ten years ago and which they had nothing do with. That is the message I have got, which is awful.