Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

Is Mr. Bell saying that because in the previous ten years, new customers in their twenties, who were children ten years ago and are now borrowing because they have reasonable jobs will have to pay a higher interest rate in the South, solely because of the historical performance of other people's loans ten years ago? Is that what Mr. Bell is saying?