Michael D'Arcy (Fine Gael) | Oireachtas source

Mr. Duffy, thank you again; I think we're nearly there now. At the start, you used the term "staggering": €21 billion Government guarantee; €20 billion de-leverage; €11.5 billion NAMA write-down; the sale of other assets and the shareholder loss. Was AIB badly managed prior to your takeover of the bank?