Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Thank you very much. I am going to move towards the wrap-up and before I bring in Senator D'Arcy and Deputy Doherty ... west Cork has been referenced a couple of times this afternoon, Mr. Duffy, and there is the kind of colloquial saying down there if somebody was to ask for directions they will tell you, "Well, I wouldn't start from here". Maybe your career, in arriving in AIB was a bit like that as well. Maybe you could tidy up one matter for us. Deputy McGrath referenced it and Deputy Doherty referenced it and some other people referenced it as well. Was AIB on the road to collapse regardless of what was happening in the international financial markets? Was the model ultimately unsustainable, and regardless of what happened with Lehman's and other international factors, was AIB going to hit the wall at some stage or other?