Mr. David Duffy:

And so my point is, there are very different asset classes in property. Someone in a home is very different than development land that's undeveloped. One has an income paying a debt, and the other has none. It has an asset value. So it is too generic a description. That being said, any single asset class or correlated asset class, like in property in general, being too high an overall percentage of your portfolio is risky.