Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

And going back, we'll say, over the years where you had this rapid growth in loans with property loans with AIB in construction, between '04 and, we'll say, '08, where it went from being, as a percentage of the loan book overall, from being 25% in '04 up to 37% in '08, what do you regard as a sustainable level of a property and construction being as a percentage of the overall loan book? I know you've spoken earlier about growth not being the only parameter, but in terms of a percentage of loan book, what do you regard as sustainable?