Mr. Stephen Mulvany:

No, what happened before turned out to be a once-off process which was not part of an ongoing agreement. What we are seeking now very clearly is an ongoing agreement which changes the payment term so that we get paid far quicker.

As soon as we can conclude that agreement, which we are targeting to conclude in the next couple of months, it should substantially reduce the level of debt between us and the insurers. It will also bring about a better process.