Mr. Donal Forde:

And I think ... I may be wrong, but I think that's a reference to the practice of not always getting valuations for the smaller assets as distinct from the other issue, which we talked earlier on, which is the board decreed that all assets of value of greater than €5 million had to be properly valued. I think that was being done. I think there was a concern that we should be doing it, perhaps, for the smaller cases also.