Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

But the point that Brendan McDonagh and Frank Daly were mentioning is the point about the gearing is that most of this person's wealth and you mentioned at the start, it's mentioned at the start his net wealth worth is €3.2 billion. Is it not the case that most of this is a result of lending, by AIB, to the individual and the equity that responded from the first loan went to pay the second loan, the third loan, the fourth loan and so on and we have a domino effect, when one starts to fall, the house of cards comes in on top of the bank and the developer but the developer, as was said yesterday, has no skin in the game.