Mr. Donal Forde:

Yes. It seems an inordinate amount of money in hindsight and in the context of what happened. As I tried to indicate in my statement, I spent my professional life with AIB. I suppose it was my life, it was my career - the interests of the bank were what woke me up in the morning and took me to bed at night. So, I'm very conscious of my failure, I'm very conscious of the bank's failure and I'm hugely conscious of the implications of it for everybody concerned. I say that as genuinely as I can and looking back, I do accept that you know, the salaries we were paid now seem silly. They didn't then in the context of what people in the banking sector earned here at home and abroad. I had two job offers during that period, one domestically and one abroad that offered more money. So I had no sense that I was as overpaid as I now seem to have been in hindsight. I do fully understand that bitterness it creates. I fully understand the disappointment that there is with us. I have no quarrel with that, it is justified. I am very conscious of the manner in which we did leave people down. All I can say again is that I acted at all times in what I thought was good faith and best conscience. I never woke up of a morning with any real concern that the bank was in a position of difficulty. I am wrong on that, but I am guilty of a bad judgment, but no more than that.