Mr. Donal Forde:

Just bear with me, I suppose. The reason I was drawing attention to that was what that presentation sets out is the fact that we're in breach of the limit, then goes on to explain, however, if I can use that phraseology, that when the portfolio is analysed in the manner that Basel II required of it, break it into logical portfolios, the result was that the risk attaching to it came within levels that were comfortable for the bank. And that was fed back to the regulator, and it was that that led the board to the conclusion that the level of exposure that we had at that stage built up was acceptable to them. So, no, you're right in saying that there was no direction to stop. What there was, was, I guess, a reassessment, a re-evaluation of it under that new methodology to say, yes, it is within levels that are comfortable and prudent for the bank.