Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

Mr. Forde, there was a significant increase in the issuance of short-term commercial paper funding in AIB when you were managing director, a 300% increase year on year. It's a risky thing to do for the reason that we've just been discussing. In a credit crisis, when people then call in these issuances where there's no lending on the interbank market, you then run into trouble in terms of your funding and liquidity if it's called upon. Were those risks appreciated by AIB at the time?