Mr. Donal Forde:

I suppose the first thing to say is I'm - and I use the word guardedly - but I'm something of an onlooker on the process in the sense that my division wasn't in the line of fire from a liquidity point of view at that stage. The leakage of deposits from the bank was primarily from our capital markets division and from our UK division because it was the external players, particularly, who were losing confidence in the system. So I wasn't witnessing, in my particular area of responsibility ... I wasn't witnessing extensive leakage of deposits.