Mr. Donal Forde:

I do not think there was much action taken to remediate them. That is the truth of the situation. I think it became far too routine that exceptions were created to the large exposure policy. I think that is the case. There was not a question of remediating them. They were referred to the board, all of these, they were approved. I think we began to accept it as something routine that that policy was honoured more, I have to say, in the breach than in the observance.