Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Okay. And that brings me to my very final question, because you said about no more loans and in an opening comment earlier today you said no more loans either as being the approach. But could I put it to you, and particularly in light of NAMA's testimony yesterday, it was ... it would be suggested by NAMA's testimony that it wasn't to stop giving loans, but it was to change the methodology by which loans were being given in terms of looking at the cross-securitisation-----