Mr. Dermot Gleeson:

No, and you're not frightening me. I don't honestly think that I have sufficient qualifications to give a view on that. And I mean that, that's not dodging the question. I mean you've heard views, I know because I looked at them, there's some of the witnesses I did look at - Professor Ahearne, Governor Honohan, and Mr. Nyberg, all of whom are Central Bank experienced people. They're the appropriate people to ask. You've had other comments from people that I wouldn't rate as highly. But I don't think, given that I've been out of this space for six years, that I can usefully add to the stock of information of the committee by giving an opinion on that.