Mr. Dermot Gleeson:

No, let me explain it a bit better, because I think I haven't explained it, Deputy, and your question certainly suggests that I have failed absolutely to explain it. If you were the manager, in a good sized country town, a big country town, of AIB, and you've had two big builders as your clients for 25 years and then they go across the street to Anglo, it's inevitable, I think, that you get reaction to that sort of thing. It's-----