Mr. Dermot Gleeson:

I may be wrong Deputy, I mean someone asked me did I think it was solvent. I think it became insolvent later, that is all I can say to you. But nobody, neither you nor I, can work out when all the assets of AIB - if you valued them on a sort of liquidation basis - what they would have come to. It is impossible to say because of the dynamic that de Larosière described, de Larosière and Nyberg I should say.