Mr. Dermot Gleeson:

Well you have an example in your papers, yes. Developer A wants ... he's got a new project, or he has run into trouble in the financing of the old one. I remember one which was really quite extraordinary. There might be ... say a development was going through phases and the planning authority required the sequential phases to come back for planning. There was going to be a DART station that had to be paid for by the developer on ... or maybe a Luas station, I can't remember, and that was extra money. So you would get top-up requests, and also I'm afraid, you would occasionally get top-up requests that suggested that a developer might be getting into trouble. You know you'd loaned him €100 million and he now needed another €10 million to finish the thing out and the decision was, do you give him the extra €10 million or do you leave it unfinished? So, there were sometimes troublesome decisions.