John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

And at the bottom of that particular page 27, a direct quote, again, it says "that size equals no obstacles" and that is in ... it is in reference to the elephants in the room at page 23 and the issues that were highlighted as being important for AIB to address and less important. And the bottom of less important was "size equals no obstacles".

I just want to know, did you share that view at that particular time? Was the size of the loan book of AIB at that juncture a concern for you and particularly exposure to property and construction?