Mr. Dermot Gleeson:

We didn't have the insight here. You see we had the advantage in this conversation, Deputy Doherty, that Bank of Ireland had done a more intrusive look at this sometime in the past so there was better information there. We never got to look ... we were never asked to look inside Anglo. I just didn't know what the ... when we were told, when we got to Government Buildings, that they had no liquidity for the next day. The share price had dropped 50% that day, so the view was that there was very serious dire trouble, but I didn't get to see their books that night.