Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Okay, I appreciate that. Can I take you to the question in relation to how the bank reconciled the level of lending on the property and construction sectors while being in breach of regulatory prudential lending limits for the sector? This is from July 2006 onwards; the reference to this is in the minutes of the board meeting on 27 July, AIB B2, Vol. 1, page 6, where it's clear that you had breached prudential lending limits at that stage in relation to concentration of the property and construction sectors.