Mr. Brendan McDonagh:

Well in reality, Deputy, the only person that could, realistically, have put that documentation together would have been the regulator who would have an overview of the whole banking system. I think if you were sitting in AIB or Bank of Ireland, you might have an idea that, for argument's sake, Brendan McDonagh as a debtor has just bought a building down in Baggot Street but he didn't get the money from AIB, so I wonder who he got the money from? Did he get it from X bank, Y bank, Z bank or-----