Sean Barrett (Independent) | Oireachtas source

Of the 772 people who borrowed €73.9 billion, Mr. McDonagh mentioned five people had repaid. Were those out of the first group, the 12 who borrowed €22.2 billion? And the danger is moral hazard, if they got away with it, well then there's no penalty for the way they were conducting themselves. Was it just five people you said earlier about the people who had repaid?