Mr. Frank Daly:

We did, Chairman. Yes, we had a discussion about that. We had to look at our own asset base and likely impact on our income. We did express, in general terms, the impact that this could have on the NAMA book. Obviously, I don't think in the final analysis that that was an influencing factor on Government. I think the influencing factor in the end was a constitutional issue about interfering with the rents. But the Government did then ask us to, in respect of debtors - in particular, people in the retail trade - who were in NAMA ... or, sorry, who were tenants of NAMA debtors, where we could have some influence or control ... they did ask us to look at that and to examine that. I've already put on the record - so I won't not repeat it - what NAMA has been doing in that area.