Mr. David Duffy:

It is hard to be definitive but we set out on a path to make it something that could happen at the end of the three years of restructuring in this phase. There are positives associated with doing it now and with doing it later; there is no right answer. Obviously, creating an impression across the world that the bank is a back-to-normal business that investors are paying for is a very good thing. Maybe there would be price differences on the different days on which one decided to sell but, on average, over the longer term, they would probably balance out. There is not necessarily a right or wrong answer because of those factors. Obviously, the sooner a point is reached where there are investors coming in and returning the value to the State, the better. However, we are not particularly concerned about when it happens. As the Deputy said, it is a matter-----