Mr. Brendan O'Connor:

Yes. One can assume some models but we have to forecast what it is going to look like. We will cut a loan at that level and the company will service that loan. We will also put in a "B" loan which will be the equivalent of equity. The Deputy asked how does one make sure some profit is not diverted and how we assess same. We do so by a very small piece which says, "If you do better we expect you to pay back that "B" loan." Then we will have a "C" loan to which we will say, "To the extent that you are compliant with the "A" loan, and have paid it down like you said you would", then at the end of the period we will write-off the "C" loan. That means the only recovery we have is through the "B" loan unless there is some excess on an asset sale, or something like that, and we contract that upfront. All of that means that when a person gets their agreement he or she knows exactly what must be done with the "A" loan, he or she understands exactly what the quasi equity piece looks like under the "B" loan and, under the "C" loan, he or she has a date that gets comprised to the extent that they he or she does not re-default or anything like that. That is how we operate.